A Disciplined Approach for Financial Lives That Can Change Quickly.
A calm, structured and fiduciary process designed for careers where opportunity can arrive early, income may be uneven and decisions made today can shape the years that follow.
A Clear Path, Taken One Considered Step at a Time.
Our process is intentionally unhurried. Each step is designed to build understanding before any decisions are made.
Private Introduction
An unhurried, confidential conversation to understand your circumstances, priorities and questions — and to explore whether the firm may be a thoughtful fit for you.
Financial Organization
A clear picture of where things stand today: income, obligations, goals and the moving parts of a life that may be evolving quickly.
Coordinated Strategy
A planning strategy shaped around your goals, coordinating with qualified external professionals — such as attorneys and CPAs — where appropriate.
Ongoing Guidance
A continuing relationship that revisits the plan as circumstances change, helping you stay grounded and disciplined through each chapter ahead.
The Convictions That Shape Every Conversation.
Fiduciary Guidance
As a fee-based fiduciary firm, our role is to provide advice intended to serve your interests, with disclosure of how the firm is compensated and where conflicts may arise.
Education Before Action
Clarity comes first. We take time to make important concepts understandable so that decisions are made with confidence rather than pressure.
Disciplined Long-Term Planning
We favor patience and structure over reaction — building a plan designed to hold steady through changing income, markets and seasons of life.
Private & Coordinated Advice
Discreet guidance that respects your privacy and works alongside the qualified professionals already supporting you.
Clear Advice Begins With Clear Disclosure.
Ducat Private Wealth is a fee-based fiduciary firm. Before any advisory relationship begins, prospective clients should understand the services offered, how the firm is compensated, the potential conflicts of interest that may exist, and the disclosures that govern the relationship.
Approved disclosure documents are provided before an advisory relationship begins, so that important terms are reviewed in writing — not assumed. The documents below are shown here as placeholders for this preview and are not yet available to view or download.
Disclosure Documents
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Form ADV Part 2A — Firm Brochure
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Form ADV Part 2B — Brochure Supplement (if applicable)
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Privacy Notice
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Terms of Use
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Website Disclosures
Links are inactive in this preview. Final documents and fee details will be provided through approved disclosure materials before an advisory relationship begins.
Educational information only; not individualized investment, legal, tax, athletic-representation or contract-negotiation advice. Ducat Private Wealth is the public brand of Joy Financial Group LLC, a Florida-registered investment adviser. The firm is not affiliated with or endorsed by any university, athletic department, league, team or entertainment company unless expressly stated through an approved written arrangement. Advisory services are offered only where the firm is properly registered or otherwise permitted under applicable law. Fees, services, potential conflicts of interest and other terms are described in the firm's approved disclosure documents, which are provided before an advisory relationship begins.