Legal Information & Disclosures.
Important regulatory information, privacy practices, and disclosures for Joy Financial Group LLC, doing business as Ducat Private Wealth.
Who We Are and Where We Are Registered.
Joy Financial Group LLC, doing business as Ducat Private Wealth, is an investment adviser registered with the State of Florida through the Florida Office of Financial Regulation (Florida-OFR). The firm is not registered with the U.S. Securities and Exchange Commission.
This website does not represent an offer of, or a solicitation for, advisory services in any state or jurisdiction of the United States or any country where Ducat Private Wealth is not registered, notice filed, or exempt. Availability outside Florida depends on applicable registration or exemption requirements, which the firm is glad to discuss before any relationship begins.
Ducat Private Wealth provides advice and makes recommendations based on the specific needs and circumstances of each client. Clients should carefully consider their own investment objectives and never rely on any single chart, graph, or marketing piece in making investment decisions.
Ducat Private Wealth is not a broker-dealer and does not offer tax or legal advice. Registration as an investment adviser does not imply a certain level of skill or training.
The firm's current Form ADV is available on the Investment Adviser Public Disclosure website: adviserinfo.sec.gov/firm/summary/331545.
Our Commitment to Your Privacy.
Joy Financial Group LLC, doing business as Ducat Private Wealth ("we," "our," or "us"), is committed to protecting your personal information and maintaining the confidentiality and security of your data.
Information We Collect
We may collect personal information you voluntarily provide, including but not limited to your name, contact information, financial details, retirement information, and other data necessary to provide financial advisory services.
How We Use Your Information
We use your information to:
- Provide financial planning and investment advisory services
- Respond to inquiries and schedule consultations
- Maintain and service client accounts
- Comply with legal, regulatory, and compliance obligations
- Improve our website, services, and communications
Information Sharing and Disclosure
We do not sell your personal information. We may share information only as permitted or required by law, including with custodians, service providers, regulators, or other parties necessary to operate our business and serve you as a client.
Data Security
We maintain physical, electronic, and procedural safeguards designed to protect your personal information from unauthorized access, misuse, or disclosure.
Website & Cookies
Our website may use cookies or similar technologies to enhance user experience and analyze website traffic. You may adjust your browser settings to refuse cookies if you prefer.
Third-Party Links
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites.
Your Rights
You may request access to or correction of your personal information, subject to applicable laws and regulations.
Updates to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with the revised effective date.
Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:
Joy Financial Group LLC d/b/a Ducat Private Wealth605 Northlake Blvd
Altamonte Springs, FL 32701
Phone: (407) 637-4972
Website: ducatwealth.com
Important Information About the Firm and the Website.
Investment Adviser Status
Ducat Private Wealth is a Registered Investment Adviser. Registration does not imply a certain level of skill or training. For more information, please review the Form ADV or visit the Investment Adviser Public Disclosure website at adviserinfo.sec.gov/firm/summary/331545.
Fee-Based Fiduciary Guidance
The firm offers advisory services on a fee basis. Specific services, the way fees are calculated and any potential conflicts of interest are described in the firm's disclosure documents and reviewed with prospective clients before an engagement begins. Fee-based does not mean fee-only. The firm does not describe its services as fee-only, commission-free or conflict-free.
Scope of Services — What the Firm Does Not Provide
Ducat Private Wealth does not provide legal representation, tax preparation, athletic representation, talent management, recruiting, contract, name-image-and-likeness (NIL) or endorsement negotiation, royalty administration, business management, or eligibility advice. The firm provides fee-based fiduciary wealth planning and investment management, and coordinates with the qualified attorneys, accountants, agents and other professionals selected by the client.
Tax, legal, estate, and Medicare-related services are provided by separately engaged, independent professionals. Ducat Private Wealth does not provide legal, tax, or insurance advice.
Independence and Non-Affiliation
Ducat Private Wealth is not affiliated with, sponsored by, or endorsed by any university, athletic department, athletic conference, NIL collective, professional or amateur team, league, sports agency, talent agency, record label, studio, streaming service or social-media platform, unless such a relationship is expressly stated through an approved written arrangement. References to athletes, entertainment professionals, sports or related fields throughout this site describe the focus of the firm's planning services only and do not imply any such affiliation or endorsement.
Investment Risk
Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. There is no guarantee that any investment strategy will achieve its intended objective. Asset allocation and diversification do not guarantee a profit or protect against loss.
Educational Content
Content on this site is for general educational purposes only and is not individualized investment, tax, legal, athletic-representation or contract-negotiation advice. Information presented should not be construed as a recommendation or solicitation to buy or sell any security or to engage in any specific investment strategy.
Forward-Looking Statements
Certain statements on this site may constitute forward-looking statements. Such statements are subject to risks and uncertainties, and actual results may differ materially. Ducat Private Wealth undertakes no obligation to update any forward-looking statements.
Key Client Documents.
The documents below describe how the firm operates and how a client relationship is governed.
Form ADV Part 2A — Firm Brochure
Describes the firm's advisory services, fees, conflicts of interest and business practices. Current version available on the IAPD website.
View on adviserinfo.sec.gov Form ADVLatest Form ADV (PDF)
The firm's most recent Form ADV brochure as filed with regulators, available directly from the IAPD reports server.
Download PDFPart 2B — Brochure Supplement
Background information about the firm's advisory personnel, where applicable.
Privacy Notice
Explains how client information is collected, used and safeguarded. Summary on this page; formal notice provided at engagement.
Terms of Use
The terms that govern use of this website and its content.
View Terms WebsitePrivacy Policy
The website privacy policy in full.
View PolicyQuestions About These Disclosures?
Whether you would like a specific document, have a question about how the firm works, or would prefer a private conversation, we are glad to help.
Contact Ducat
Reach the firm with a general question about disclosures, services or how we work.
Get in touch DocumentsRequest Disclosure Information
Ask for a copy of a specific firm document or disclosure once it becomes available.
Make a request PrivateRequest a Private Conversation
Begin a discreet, no-obligation conversation to explore whether the firm is a fit.
Request a conversationDucat Private Wealth is the public-facing brand of Joy Financial Group LLC, a Florida-registered investment adviser providing fee-based investment advisory services. Advisory services are offered only in jurisdictions where the firm is properly registered, notice filed, excluded, or exempt from registration requirements.
Registration as an investment adviser does not imply a certain level of skill, training, approval, or endorsement by any regulatory authority. The information provided on this website is for educational and informational purposes only and should not be considered individualized investment, financial, tax, legal, accounting, or estate planning advice. No website content should be interpreted as an offer to sell, a solicitation to buy, or a recommendation of any specific investment, strategy, product, or service.
Investing involves risk, including the possible loss of principal. Past performance is not indicative of future results, and no investment strategy can guarantee a profit or protect against loss. Visitors should consult with a qualified financial adviser, tax professional, attorney, or other appropriate professional before making decisions based on their individual circumstances.
Ducat Private Wealth is not affiliated with, sponsored by, endorsed by, or approved by any university, athletic department, professional sports organization, league, entertainment company, or government agency unless expressly stated through an approved written arrangement.
Additional information about Joy Financial Group LLC, including services, fees, conflicts of interest, and disciplinary information, is available in the firm’s disclosure documents, including Form ADV Part 2A and, when applicable, Form CRS.
Last updated: June 2026.